Conferences

The paper makes comparisons between Islamic microfinance and traditional lending on parameters such as business risks, repayments, administrative costs and growth. It compares three methods of financing,

Micro-credit given by Islamic banks through the “Bai-Muajjal” model of Islamic financing is a proven method of developing saving habits among the rural poor. The article highlights the methodological and theoretical aspects used for the research, outlines the differing financing modes of Islamic banks, and finally analyzes the research results showing exactly how the “Bai-Muajjal” model is currently working among the pastoral poor.

The author presents the important features of the murabaha,

The report addresses the performance of the microfinance sector within the Arab world by identifying its strengths and its progress in juxtaposition with its status in the wider world. Performance variance within the Arab world is given a thorough analysis. The essay concludes that Arab microfinance is growing at a pace that is much faster than in other regions and is exceeding global averages. In short, Arab microfinance has crossed the “threshold of sustainability"

While the authenticity, effectiveness and sustainability of specific Islamic microfinance products are often contested, the dynamics that create distinctive microfinance models are mostly ignored. This study uses a comparative study of two countries – Afghanistan and Indonesia- to consider how the interplay of particular political, legal and economic factors creates opportunities for Microfinance Institutions (MFI) to use their relative autonomy to negotiate the design and the delivery of microfinance products.

The paper proposes a Monetary