(Professor, Emeritus Professor of Banking, University of Southern Australia, Australia) Mervyn K. Lewis is Professor of Banking and Finance at the University of South Australia. Previously he was Midland Bank Professor of Money and Banking at the University of Nottingham. He was also a Consultant to the Australian Financial System Inquiry, Visiting Scholar at the Bank of England, inaugural Securities Commission-University of Malaya Visiting Scholar, and has been visiting professor at the Universities of Cambridge, Melbourne, Vienna, Wuhan, Mauritius, Goettingen and Euromed Marseilles.