(Researcher, International Shari‘a Research Academy for Islamic Finance, Kuala Lumpur, Malaysia) Hafas Furqani is a researcher at International Shari‘a Research Academy for Islamic Finance (ISRA). He receives Ph.D of Economics (2012) as well as Master of Economics (2006) from the International Islamic University Malaysia. Hafas has extensively published articles in Shari‘a, Islamic economics, banking and finance in various academic journals. His works have been recognized and awarded by local and international institutions.