التأمين التعاوني الإسلامي: مفهومه وضوابطه الاقتصادية في إطار الشريعة
يهدف هذا البحث إلى التعرف على التأمين التعاوني مع بيان ما هو مسموح به وما هو غير مسموح به من وجهة النظر الشرعية في هذا الموضوع.
يهدف هذا البحث إلى التعرف على التأمين التعاوني مع بيان ما هو مسموح به وما هو غير مسموح به من وجهة النظر الشرعية في هذا الموضوع.
تهد٠الدراسة إلى تقويم تشريعات التأمين التعاوني، وعقود التأمين المطبقة من قبل بعض شركات التأمين الإسلامي، Ùقهياً، وقد تم ÙÙŠ البداية ØªØØ¯ÙŠØ¯ البناءين النظري والعملي للتأمين كما توضØÙ‡Ø§ الأنظمة ÙˆØ§Ù„Ù„ÙˆØ§Ø¦ØØŒ وعقود التأمين المطبقة، وقد تبين تماثل البنائين النظري والعملي ÙÙŠ تشريعات التأمين التعاوني، وعقود التأمين التعاوني المطبقة Ù…
تتناول هذه الورقة Ø§Ù„Ø¨ØØ«ÙŠØ© موضوع الاستثمار Ø¨ÙˆØµÙØ© آلية تنموية ÙÙŠ صناعة التكاÙÙ„ ØÙŠØ« تطرقت بداية إلى Ù…Ùهوم الاستثمار ÙÙŠ الأنشطة المالية بشكل عام، ÙØ¶Ù„اً عن أهداÙÙ‡ ودوره Ø¨ÙˆØµÙØ© آلية ناجعة للتنمية، أما الجزء الثاني من الورقة Ùقد ركز على تناول المÙهوم القرآني والنبوي والÙقهي للاستثمار، كما تم إلقاء الضوء على نماذج التكاÙÙ„ المعمول به
The fact that Islamic institutions have a growing participation in the global securitization business is an affirmation of the success they have achieved during the last three decades. Since securitization is a recent invention in conventional financial practices, it is a considerable achievement for Islamic institutions to be involved with this new dynamic line of business. After all, they were until recently struggling to come up with a replacement for products as mundane as saving accounts.
With the increasing instances of malfeasance and frauds coming to light in the financial services industry, trust has become a key concern for customers. Fortunately, in the case of Islamic Finance, trust is a central tenet, and its importance can be seen through the emphasis of Amanah or trustworthiness that should be present in every financial transaction. However, it has been argued that the principle of trust has not been truly realized in Islamic Finance, or that there are still issues of distrust regarding anything which is obtrusively branded as “Islamic”.
This study explores the potential for - and challenges facing - shari‘a compliant endowments in_x000D_ the US. Islamic nonprofit institutions have traditionally been supported by shari‘a compliant endowments._x000D_ The study suggests that while shari‘a compliant endowments do face a limited set of investment options, equity investments are available which would provide endowment clients greater diversification, stable income, and capital appreciation.
Microfinance/micro-credit has been practiced informally in Sudan and elsewhere for a long time through conventional relations in rural agricultural communities. But the steady increase in population and competition on the meager resources has forced the human beings to think about better means. The main obstacle for a family to meet its basic needs is income poverty. Before the 20th Century, formal financial institutions were not involved in microfinance delivery (i.e. lending, savings, money transfer, insurance, etc).
The magnitude of philanthropic giving in Muslim communities is estimated to total between USD 250 billion and USD 1 trillion annually.