John Snow, JSI Research and Training Institute

This report presents the recent findings of a wide ranging study on Grameen Bank and its operations, success factors and most importantly provides explanations to some of the criticisms. Using multivariate analysis, it examines and discusses the access to loan to the poor, in particularly women, and addresses economic and social impacts of access to loans, as well as women's control over their enterprises and income. Finally, it investigates the exclusion of the poorest in micro-credit schemes.