Culture and risk: perception and acceptability of risk of riba in banking among teachers in Bahrain (Ph.D. Thesis)

This thesis provides insight into the consumer's perception of the risk of riba and its influence on consumer's bank activity and patronage levels. This study explores the interaction of risk perception (ethical and performance) with banking patronage as well as attitudinal and behavioral correlates in banking among Bahraini customers selected from the Muslim teacher population. The study identified ethical, ideological and religious risks, and reported findings on the public reaction to and customers' concerns about riba . The analysis measures the influence of attitudes, beliefs and world views, worrying, sin perception, religious orientation, riba characteristics, banking knowledge, social relations and contexts, as well as the risk handling activities on the perceived risks and levels of banking patronage.