Saving and saving conduct in an Islamic banking system

Using Islamic banking, it is possible for one to save but not hoard wealth because the money deposited in a bank circulates throughout the economy. Islamic banks recognize that people's desires to earn profits are a part of human nature. Usurious bank's lack of concern for small deposits is evidence that they are not interested in community welfare. By contrast, Islamic banks are interested in the public good and want people to save whatever they have. The qualities of savers are those desirable in Muslims and those that Islamic banks should encourage moderation, employment, and well-planning. Though saving may appear short-term at times, it is a long-term practice and permits long-term investments. Islamic banks have been able to encourage savings, even among low-income people. Some of activities that Islamic banks advocate as conducive to saving include programs for schoolchildren, the deployment of agents to workplaces, and the use of traveling banks to reach remote areas.